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Financial Independence Retire Early through Real Estate

  • Introduction
  • Investments including RSUs
    • 401k
    • Dividends
    • ESPP
    • RSUs
  • Real Estate Cash Flow
    • ADU
    • DIY
    • Expenses
  • Support RTM

Free Sheet Downloads

  • RTM 401k Calculator sheet $3.00
  • RTM RSU Calculator sheet $3.00
  • RTM Amortization Schedule sheet $3.00
  • RTM Monthly Mortgage Cash Flow sheet $3.00

Recent Posts

  • How Much Home Can You Afford
  • Appraisal Gap Roth IRA Fix
  • New Job New RSU Grant
  • Is the Mega Backdoor Roth IRA Worth it
  • Pandemic Forbearance Explained

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Free download of my RSU Calculator sheet if you join now. A $5 value!



  • Expenses
  • Investments

Is a Tankless Water Heater Worth it

  • Read Time: 6 minutes
  • by Charlie Evans
Is a Tankless Water Heater Worth it

Tankless water heaters are commonly found in European and Asian homes where space is a premium. However, tankless water heaters are quickly becoming a popular choice in new and remodeled homes especially in the Bay Area. I had always wanted…

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  • Expenses
  • Real Estate

price per square foot is the wrong metric to measure usable square foot

  • Read Time: 3 minutes
  • by Charlie Evans
price per square foot is the wrong metric to measure usable square foot

One of my co-workers has been shopping for his first home and therefore doing a lot of research in the area of real estate prices and neighborhood comparisons in the Bay Area. The conversation sparked more co-workers to join in…

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  • Do-It-Yourself
  • Investments
  • Real Estate

Trading Stock Market Money for Real Estate

  • Read Time: 5 minutes
  • by Charlie Evans
Trading Stock Market Money for Real Estate

The first home I ever purchased was an all-cash purchase in 2010 for a 2-bedroom 2-bathroom condominium in an abandoned complex. I will tell you more about that purchase after I provide more context. Before meeting my wife, all my…

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  • Do-It-Yourself

My Daughter Broke the Towel Bar (again)

  • Read Time: 4 minutes
  • by Charlie Evans
My Daughter Broke the Towel Bar (again)

Getting ready for bed one night after getting out of the shower my wife told me that my 5-year old daughter broke the towel bar (again). Like most kids, she enjoys hanging and playing on monkey bars so to her…

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  • Expenses
  • Investments

Should You Get Solar Power For Your Home

  • Read Time: 3 minutes
  • by Charlie Evans
Should You Get Solar Power For Your Home

While shopping for a laundry machine at Home Depot, my wife and I came across a SolarCity Tesla Solar Panel booth asking if we are a home owner and if we want to switch to solar power for our home….

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Welcome to Rent the Mortgage

Hey there. I am Charlie Evans. I started Rent the Mortgage in 2019 to begin documenting my financial lessons with the intent of inspiring others to start their FIRE journey through real estate. I bought my first home at age 31 during a mortgage crisis in 2010 and have included real estate in my financial portfolio ever since. Learn how you can get started in the introduction.
Financial Independence, Retire Early (FIRE) through real estate.

Introduction

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